Liability
As Australians we are a nation of small businesses, and operating a small business is fraught with many problems and requirements, i.e. workplace laws, local government laws, tax rules, employment rules and laws as well as the legal requirements of operating a company or business.
At Longfellows we offer a selection of liability policies to help you manage the exposures resulting from your business operations.
Public Liability
Your liability for property damage and/or bodily injury to third parties resulting from the operation of your business.
Products liability
Your liability for property damage and/or bodily injury to third parties resulting from, or caused by the products manufactured and/or sold by you.
Ask Longfellows about Product Guarantee, Product Recall or Tampering.
Directors & Officers Liability
Your personal liability arising from your duties as a director, as well as legal expenses incurred by the business in the defence of any action issued against any director or person in management.
Employment Practices Liability
Employment issues that result in costs and awards which your business is legally liable to pay.
Association Liability
Insures the public liability for associations, and the personal legal liability of its officers and/or committee.
Through Longfellows' associations with major insurance companies, and our access to specialist underwriting agencies (such as Lloyds of London), we are able to offer our clients a broad range of solutions.
Some of our clients are involved in the following areas:
- Movement of Natural Gas
- Filtration of the Environment (i.e. air and water)
- Wine Production
- Special Events, Festivals, Public & Private Gatherings
- Construction and Renovation (Industrial, Commercial & Residential)
- Food Packaging